Source: target.com
3. Store Credit Cards
Many stores now a days offer store credit or debit cards that when used will give you either money back or extra savings. The Target Red Card is a perfect example. You can either get their debit card or credit card and with every purchase made at Target with your Red Card, Target gives you 5% off your total purchase. I don’t know about you, but I shop at Target at least once a week for groceries, clothes, make-up, or baby items. If you shop at stores like this often, it’s worth doing. Even that small 5% will add up quickly. It’s also great that Target offers either a debit or credit card for those of us who don’t have great enough credit to qualify for a credit card. If Target isn’t a store you shop at often, ask your other favorite stores if they have similar programs like this. The savings will quickly work toward your advantage.