6. Use Cash
As nice and as convenient as credit cards can be, they can also be a spending trap. Since you can swipe your card without paying attention to how much money you are really taking out of your account, it’s easy to overlook how much money you’re spending. Instead of using cards, try taking cash out of your account and keeping it in your wallet. This will make you more aware of how much money you are taking out of your wallet. Once you realize how quickly that money disappears you may stop spending so much on little things you don’t really need.